Do you build MLM software?

We build software for legitimate direct selling businesses, where pay comes from real retail sales of real products to customers. We decline plans that pay mainly for recruiting, present themselves as investments with fixed returns, or rely on cash gifting or boards. We will ask about your products and plan during scoping.

Can you copy our compensation plan from a spreadsheet?

Yes, a clear written plan or spreadsheet is the right starting point. We turn it into documented rules, run sample data through them and compare the results with yours. Where the plan is unclear, we raise questions and write down the answers, so the code follows your decisions.

Can payouts be made in USDT or other crypto?

It can be built as one payout option. Whether it is allowed, and what reporting or licensing applies, depends on the client's local law. We recommend asking a lawyer or tax adviser first. We build the payout flow, approvals and records, and the client remains responsible for compliance.

How can we trace every payout?

Each commission line stores the order, the rule version and the period that produced it, and corrections are added as new entries. Your team can follow any payout from the wallet back to the sale. Exports and reports are included in the plan, so finance and support can check numbers without a developer.

Do you give legal or tax advice?

No. We are a software team. Compensation plans, income disclosures, taxes and licences should be reviewed by qualified professionals in your market. We can adapt the software to what they decide and document how each rule is implemented, so reviewers can read it.

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Fintech and compensation systems

Fintech software development for commission engines and wallet systems

We build commission engines, wallet ledgers and payout tools where every number can be traced back to an order and a written rule.

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Commission engines and ledgers
Every payout traceable
You own the code

What do fintech and compensation systems cover?

This practice builds software that moves and tracks value according to rules. Common projects include commission engines, wallet balances and ledgers, payout tools, subscription and billing logic, referral and affiliate programs, and back offices for direct selling companies.

The work is mostly about accuracy. Money software needs clear rules, careful rounding, history that cannot be quietly edited and reports your finance team can check.

How does a commission engine work?

It starts with your compensation plan in writing. We turn that document into rules in code: ranks, volume thresholds, bonuses and the tree structure your plan uses, whether unilevel, binary, matrix or something simpler. Calculations run on a schedule, and each result is stored with the orders and rules that produced it.

Refunds and returns adjust earlier results through recorded entries, not silent edits
Reruns can be compared against your own spreadsheet using sample data
Every commission line links to the order that created it
Rule changes are versioned, so past periods can be explained

How are wallets and payouts handled?

Balances sit on a double-entry ledger, so money is never created or lost between accounts without a record. We add holds, withdrawal approvals, admin roles, and reconciliation reports. Payouts can go through bank transfer or payment providers. USDT or other crypto payouts are an option, subject to the client's local law. We use providers' hosted payment fields so card numbers do not touch your servers.

We write the software. We do not hold client funds or move money on your behalf.

We build software only for legitimate direct selling businesses whose compensation comes from genuine retail sales of real products to customers. We do not build or promote pyramid or Ponzi structures, plans that pay mainly for recruiting, schemes presented as investments with fixed returns, or cash-gifting and board schemes.

Direct selling is regulated, for example by FTC rules in the US and by local law elsewhere. The client must have the plan and any income disclosures reviewed by a lawyer. We implement the documented plan and make every rule traceable.

How do cost and timelines work?

A focused ledger or commission module can often fit the fixed-scope MVP sprint at $9,500 to $18,500 over about 30 to 45 days. A full back office with several roles, dashboards and payout flows usually falls under the custom product build at $25,000 to $65,000+ over about 8 to 16 weeks. These are typical ranges. Price depends on scope and timely feedback, and a written quote follows scoping. See pricing and process.

Fixed-scope sprints
Dedicated pods
Four practice areas
Client owns the code

How it works

1

Message us on WhatsApp or Telegram

Describe the product, the users and your timeline.

2

We scope and quote

You get a plan, an architecture outline and a written price range.

3

We build in sprints

You see working software each sprint and launch with a tested release.

Questions about custom software builders in United States

Do you build MLM software?: We build software for legitimate direct selling businesses, where pay comes from real retail sales of real products to customers. We decline plans that pay mainly for recruiting, present themselves as investments with fixed returns, or rely on cash gifting or boards. We will ask about your products and plan during scoping.
Can you copy our compensation plan from a spreadsheet?: Yes, a clear written plan or spreadsheet is the right starting point. We turn it into documented rules, run sample data through them and compare the results with yours. Where the plan is unclear, we raise questions and write down the answers, so the code follows your decisions.
Can payouts be made in USDT or other crypto?: It can be built as one payout option. Whether it is allowed, and what reporting or licensing applies, depends on the client's local law. We recommend asking a lawyer or tax adviser first. We build the payout flow, approvals and records, and the client remains responsible for compliance.
How can we trace every payout?: Each commission line stores the order, the rule version and the period that produced it, and corrections are added as new entries. Your team can follow any payout from the wallet back to the sale. Exports and reports are included in the plan, so finance and support can check numbers without a developer.
Do you give legal or tax advice?: No. We are a software team. Compensation plans, income disclosures, taxes and licences should be reviewed by qualified professionals in your market. We can adapt the software to what they decide and document how each rule is implemented, so reviewers can read it.

Ready to scope your software project?

Message us on WhatsApp or Telegram with the product, the users and your timeline.

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